Your first paycheck
deserves a plan.
Know what you can spend today and still feel okay in 90 days.
No shame. No spreadsheets. Just a clear first plan.
How it works
Three steps from "how do I even start" to "I've got a plan."
Enter your numbers
Paycheck amount, rent, bills, and one goal. That's it — we don't need your bank login.
Pick your style
Compare four plans — play it safe, balanced, goal-first, or enjoy. See exactly what each choice means.
See the future
30 and 90 day simulations show you where each plan leads. Adjust until it feels right.
Four ways to split your paycheck
Not a one-size-fits-all percentage. Each plan has different trade-offs.
Play it Safe
"Make sure next month starts strong."
Balanced
"Celebrate today, protect tomorrow."
Goal First
"Push toward your specific goal."
Enjoy
"You earned it — but see the trade-offs."
No bank login
We never connect to your bank. You type the numbers you're comfortable sharing.
Rules, not AI guesses
Our engine calculates with transparent rules. AI only helps explain results in plain language.
One-time $4.99
No subscription. Pay once for the full report, PDF, and comparison tools. Preview is free forever.
Works on any device
Mobile-first design. Install as an app on your phone or use it in any browser.
Ready to plan your first paycheck?
Join others who turned paycheck anxiety into a clear plan.
Free preview · No sign-up required · 2 minutes